Questions
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| Cash
Advance Loans |
| Get CASH
Overnight
No
Faxing Required
Savings
Account OK.
Fast
Application.
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Qualify.
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| Loan
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| $200 -
$500 Loans
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Now, Have Cash Tomorrow!!
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Frequently Asked
Questions
1. How
much can I get advanced until my next payday?
Your first time advance can be up to $500!! In
determining the approved amount of your first cash
advance, we take into consideration your monthly
net income (we cannot advance more than you can
afford to repay), length of current employment,
and if you have any payday advances with another
provider.
Upon approval, you will be contacted by email or
phone to confirm the amount of your first cash
advance and repayment date.
All loans provided are
scheduled for repayment on your next payday
up to 18 days!
If your next payday is 4 days or less from the
application date, repayment will be scheduled on
your following payday!
2. How
long does it take to get the cash advance?
Upon approval, we transfer your cash advance that
same day, to arrive at your account the next
business day.
All future requests that are received Monday
through Thursday by 5:30 P.M. Eastern Standard
Time, The cash advance will be in your account the
next business day. Requests received on Friday,
will arrive at your account Monday. (Banks and
credit unions do not accept ACH transactions on
weekends) Requests received on weekends will be
processed on Monday for Tuesday arrival. All
National Holidays are observed, and requests, will
be processed the following business day.
3. What are the requirements
for approval?
1) Full-time employment.
2) Minimum of $800 (after taxes) income per month.
3) Active checking and/or savings account in good
standing.
4) Minimum 18 years of age.
4. How
do I receive the money and how do I pay?
Your acceptance of our terms and conditions
provides pre-authorization for us to
electronically transfer cash of approved amounts,
by Federally regulated EFT (Electronic Funds
Transfer) also known as ACH (Automated Clearing
House) into your account, and to obtain payment
from your account on scheduled repayment dates.
5. Is there any faxing
needed during the application process?
No Faxing of any documents id
required before pre-approval. Your digital
signature and "I Agree" selections are
legally binding.
6. What if I have no credit
history or a bad credit bureau file?
We do not check your credit with the major
bureaus, however we do utilize TeleCheck,
TeleTrack, and Scan. Which are NSF and Closed
Account Check reporting services.
7. Do you require
collateral?
No, we do not require any collateral.
8. Can I extend the time
allowed for full repayment of the cash advance
amount plus fee?
You are allowed a maximum of 4 extension of
payment requests. Upon receiving your extension of
payment request, we will debit an extension of
payment fee on your original due date, for the
continued use of advance funds. Your new due date
is normally your next pay date.
NOTICE: All extension of payment requests must be
submitted online and must be received by 12 Noon
(EST) the business day prior to your scheduled
full repayment due date to be changed and
processed. We cannot accept extension requests by
email.
9. Are your online payday
advances secure?
YES. Our payday advance services are secure. We
are secured by SSL to ensure the safety of all
your confidential information.
10. Can I request more than
one advance at a time?
One advance at a time is allowed. Upon receiving
bank confirmation report that your previous
advance payment has cleared (normally 3 to 5
business days) you may request another advance.
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